Hi this is Mike did I get a bad time 0 OK Well it's really important information regarding the changes in the Social Security burial benefits man take 15 seconds to tell you why I'm calling great the reason for the call today is we have a program that is helping out folks between the ages of 50 to 85 qualify for the state regulated burial life insurance program it helps you cover 100 percent of your final expenses and what we'd like to do is give you a call back in the next day or so to let you know some of the final expense life insurance program that you'd be eligible for would that be OK. Great thanks I just like to spend a quick 15 seconds with you.