Hi This is Kara I want to take a minute and let you know as the result of the continued tough times in our country we have read unable to drastically reduce settlement option on your account that's been placed with us at 1st all online please visit our Web site at w w w dot co to date already dot com that is w w w dot Jane t. he is in debt ours in recovery is an associate dot com and then click consumer because it cost us less for you to resolve on line this savings has passed along to you this is a limited time offer to please take advantage of it today of course if you prefer to speak with someone please give us a call back at this number thank you in advance for your prompt attention to this matter.