Hi This is Kara I wanted to take a minute and let you know as a result of the continued tough times in our country we have re-enabled the drastically reduced settlement option on your account that's been placed with us if results online please visit our Web site at w w w dot co to d.r. a dot com that is w w w dot g t he is in debt ours in recovery is an associate dot com and then click consumers because it cost us less for you to resolve on line this savings has passed along to you this is a limited time offers the please take advantage of it today of course if you prefer to speak with someone please give us a call back at this number thank you in advance for your prompt attention to this matter.